Our Closing Process
Buying land with Mountains West Ranches is simple, transparent, and designed to give you peace of mind. Here’s what to expect when you’re ready to close on your property.
Our Closing Process Steps
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1. Pay the $350 Closing Fee
We charge a flat $350 closing fee that covers all document prep, recording, and processing. There are no hidden costs—just a straightforward path to land ownership.
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2. Gather Documentation
Please bring a valid form of identification to closing. A REAL ID-compliant driver’s license, state-issued ID, or valid passport is required. If you're not a U.S. citizen, a foreign passport is acceptable. Keep in mind that if your ID indicates “Not for Federal Identification” we may need an additional form of ID. Feel free to contact us ahead of time if you're unsure what to bring.
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3. Quick and Simple Paperwork
At closing, you'll sign key documents that protect your rights and confirm your agreement. The documents are the Warranty Deed, Trust Deed, Warranty Deed Disclosure, Settlement Statement, Trust Deed Note, Truth in Lending Agreement and the Tax Proration Form. We’ll walk you through each document and answer any questions before you sign. Everything is sent digitally for your convenience.
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4. ACH Form
As part of the closing process, you'll also complete an ACH authorization form. This allows us to securely set up automatic monthly payments from your bank account. It’s a one-time setup that ensures your payments are on time and hassle-free each month. We’ll provide the form during closing and help you fill it out if needed.
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5. Down Payment
Your down payment is typically due at the time of closing. This amount is outlined in your purchase agreement and is required to finalize the transaction. Once received, we’ll complete your paperwork, record your deed, and officially transfer ownership. If you have questions about payment methods or timing, our team will walk you through every step.
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6. First Payment Timing
Your first payment date depends on the terms of your contract. We’ll outline everything clearly so you know exactly when and how much to pay before you sign.
Why Choose Mountains West Ranches for Closing?
At Mountains West Ranches, we make land ownership accessible, affordable, and stress-free. Our simple closing process, in-house financing, and experienced land team set us apart from traditional real estate transactions. Whether you’re buying your first 5-acre parcel or expanding your investment portfolio, we’re here to guide you every step of the way.
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We believe everyone deserves a shot at owning land. That’s why we offer financing with no credit checks and low down payments.
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There are no hidden fees. Our $350 closing fee and contract terms are laid out clearly so you know exactly what to expect.
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Our closings are done in person. You’ll sign your documents by hand, review everything with our team, and receive all your paperwork for your records.
Common Closing FAQ’s
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We charge a one-time $350 closing fee. This covers document prep, filing, and recording costs.
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Your down payment is typically due at the time of closing. This will be outlined in your contract and confirmed by your land specialist.
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You’ll fill out an ACH form at closing so we can set up automatic payments from your bank account. This helps ensure you stay on track without the hassle of mailing checks.
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Please bring a valid form of ID. A REAL ID-compliant license, state-issued ID, or passport (including international) is accepted. If your ID says “Not for Federal ID” bring a second form just in case.
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You’ll sign a Warranty Deed, a Trust Deed, and a Warranty Deed Disclosure. Additional standard forms include a Settlement Statement, Trust Deed Note, Truth in Lending Agreement, and Tax Proration.
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No. You have to close in person. Please contact a representative if you need more assistance.
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Once your paperwork and payment are received, most closings are completed and recorded within a few business days.
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Yes. You’ll get a full copy of everything you signed for your records.
