Golden Eagle 1-1D
This is a performing real estate note secured by land in Duchesne County, Utah. The borrower began payments in August 2024 and is on a consistent monthly payment schedule. This note includes our Recourse Agreement. If the borrower defaults, we will replace your note with another performing note of equal value.
The note is fully serviced by our in-house loan servicing team, and you’ll receive monthly ACH payments to your bank account or a mailed check if preferred.
Note Details:
Loan Amount: $79,900.00
Interest Rate: 9.00%
Term Length: 240 months (20 years)
Monthly Payment to Investor: $718.88
Remaining Balance (P&I): $78,390.16
Payment Method: ACH or Mailed Check
Servicing Fee: $15/month
Servicing Provider: In-house (Mountains West Ranches, 5-person team)
Online Access: Yes (via MyNote system)
Date Sold: 08/28/2024
Maturity Date: 09/15/2044
What Sets Us Apart:
35+ years of experience in land and note sales
Recourse Guarantee — we replace any defaulted note
Dedicated in-house loan servicing team
Secure investor portal for full transparency
Title-insured, seamless closing process
This is a performing real estate note secured by land in Duchesne County, Utah. The borrower began payments in August 2024 and is on a consistent monthly payment schedule. This note includes our Recourse Agreement. If the borrower defaults, we will replace your note with another performing note of equal value.
The note is fully serviced by our in-house loan servicing team, and you’ll receive monthly ACH payments to your bank account or a mailed check if preferred.
Note Details:
Loan Amount: $79,900.00
Interest Rate: 9.00%
Term Length: 240 months (20 years)
Monthly Payment to Investor: $718.88
Remaining Balance (P&I): $78,390.16
Payment Method: ACH or Mailed Check
Servicing Fee: $15/month
Servicing Provider: In-house (Mountains West Ranches, 5-person team)
Online Access: Yes (via MyNote system)
Date Sold: 08/28/2024
Maturity Date: 09/15/2044
What Sets Us Apart:
35+ years of experience in land and note sales
Recourse Guarantee — we replace any defaulted note
Dedicated in-house loan servicing team
Secure investor portal for full transparency
Title-insured, seamless closing process
This is a performing real estate note secured by land in Duchesne County, Utah. The borrower began payments in August 2024 and is on a consistent monthly payment schedule. This note includes our Recourse Agreement. If the borrower defaults, we will replace your note with another performing note of equal value.
The note is fully serviced by our in-house loan servicing team, and you’ll receive monthly ACH payments to your bank account or a mailed check if preferred.
Note Details:
Loan Amount: $79,900.00
Interest Rate: 9.00%
Term Length: 240 months (20 years)
Monthly Payment to Investor: $718.88
Remaining Balance (P&I): $78,390.16
Payment Method: ACH or Mailed Check
Servicing Fee: $15/month
Servicing Provider: In-house (Mountains West Ranches, 5-person team)
Online Access: Yes (via MyNote system)
Date Sold: 08/28/2024
Maturity Date: 09/15/2044
What Sets Us Apart:
35+ years of experience in land and note sales
Recourse Guarantee — we replace any defaulted note
Dedicated in-house loan servicing team
Secure investor portal for full transparency
Title-insured, seamless closing process
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1. Investment Risks
· No Guarantees: Trust deed investments are not insured by any government agency or private entity. There is a risk of partial or total loss of principal if the borrower defaults or market conditions worsen. Investors should be prepared for scenarios where expected returns are not realized.
· Past Performance: Historical performance of trust deed investments cannot reliably predict future results. Each investment is subject to changing economic trends, borrower reliability, and shifts in real estate markets that may negatively impact performance.
2. Liquidity Limitations
· Illiquid Asset: Trust deed notes are not traded on public exchanges and do not have an active secondary market. As such, investors should expect to hold the investment until maturity, which could be several years. Early liquidation, if possible, may result in discounts or delays.
3. Regulatory Disclosures
· Securities Compliance: Some trust deed investments may be considered securities under federal or state law, even if exempt from registration. This classification subjects them to various legal obligations and investor protections, including potential disclosure requirements and offering limitations.
· Not a Bank Product: These investments are not savings accounts, CDs, or other bank products, and therefore do not benefit from FDIC insurance or similar protections.
· Accredited Investors: Certain offerings may only be made available to accredited investors (as defined by Regulation D, Rule 501). Verification of net worth or income may be required before participation.
4. Borrower & Property Risks
· Default Risk: The borrower may fail to make scheduled payments, requiring legal action, repossession, or foreclosure. These processes can be expensive, time-consuming, and may not result in full recovery of the investment.
· Market Risk: Real estate values can fluctuate due to economic cycles, changes in land use, zoning regulations, or natural events. A drop in property value may reduce the collateral’s effectiveness in securing the investment.
5. Servicing Risks
· Foreclosure Delays: If a borrower defaults, the legal process to recover the investment—foreclosure or collection—can be slow and burdensome, especially in rural jurisdictions. Costs associated with these actions may reduce the overall return.
· Recourse Limits: Even if a recourse agreement exists, the ability to collect funds depends on the borrower's solvency and the enforceability of the agreement. Legal remedies may not fully compensate for investment losses.
6. Conflicts of Interest
· Compensation: Note originators, servicers, or related parties may earn fees for marketing, managing, or servicing investments. These financial incentives may influence their recommendations or create potential biases.
7. Due Diligence
· Investor Responsibility: Each investor is responsible for evaluating the investment, reviewing the terms, and verifying all materials provided. Decisions should be based on independent judgment and not solely on promotional content or third-party advice.
8. Professional Advice
· Seek Guidance: Investors are strongly encouraged to consult with financial, legal, and tax professionals prior to investing. Trust deed investments may have complex legal, regulatory, or tax implications that require expert interpretation.