Land for Self-Employed & Cash Buyers

Own land in Utah—even if you’re self-employed, retired, or don’t have a traditional income. No banks, no credit checks, and no W-2s required. We make it easy to start your landownership journey with flexible in-house financing or cash purchase options.

View All Land For Sale

No Traditional Job? No Problem.

We know that not everyone fits into a standard bank-approved box. Whether you’re a business owner, gig worker, freelancer, or retiree, we can work with you. Our land financing doesn’t require proof of employment, credit scores, or tax returns.

Cash Buyers Welcome

Want to pay in full and skip financing? Great. We regularly work with cash buyers looking for a quick, no-hassle closing process. Just bring your ID and choose your property. We’ll handle the rest.

Use Side Income, Savings, or Tax Refunds to Buy

You don’t need a huge loan to own land. Many of our buyers get started with:

  • Small business income

  • Seasonal or side jobs

  • Retirement or Social Security income

  • Tax refunds or saved-up cash

We offer low down payments—as little as $1,000 down—so you can take the first step toward land ownership on your terms.

A desert landscape with a dirt trail, scattered rocks, green bushes, and trees, under a partly cloudy sky.

Land Perfect for Flexible Lifestyles

  • Construction backhoe loader at work on a dirt construction site with hills in the background.

    Off-grid living

  • Campsite with RV, pickup truck, and campfire at sunset.

    RV or trailer use

  • A modern metal building on a dirt road surrounded by desert landscape with shrubs and a rocky hill in the background.

    Weekend retreats

  • A wooden house with stairs leading up to a porch, surrounded by green bushes and a large evergreen tree, under a clear blue sky.

    Future cabin builds

A wooden building with a sign that reads 'Real Estate Owner Financing' against a blue sky with clouds.

Simple Closing Process

We close in person—no digital closings or long wait times. You’ll meet with our team at one of our offices, choose your property, and walk away with a real path to ownership.

Locations:
📍 Heber City Office — 2211 W 3000 S Ste A, Heber City, UT
📍 Fruitland Office — 44984 W 5870 S, Fruitland, UT

Learn More About Our Financing
A promotional graphic highlighting reasons why self-employed buyers choose the service, including no credit checks, low down payments, in-house financing, fast in-person closings, and no bank approvals or third-party delays.

Why Self-Employed Buyers Choose Us

✔ No credit checks
✔ Low down payments
✔ In-house financing options
✔ Fast, in-person closings
✔ No bank approvals or third-party delays

Start With a Free Land Tour

Want to see the property before committing? Join us for a free camping weekend or schedule a guided tour with one of our land specialists. We’ll answer your questions, walk the property with you, and show you how easy the process really is.