High-Yield Land Note Investments from a Trusted Utah Company

Looking to invest in real estate without owning physical property? Land notes offer a reliable way to generate passive income backed by real assets. Whether you're new to note investing or expanding your portfolio, our inventory and guidance can help you reach your financial goals.

Benefits Of Investing in Land Notes

  • Cash Flow

  • Secured by Real Estate

  • High Returns

  • Minimal Work

    Minimal Work

A Trusted Partner in Land Financing

For over 30 years, Mountains West Ranches has been selling and financing land in Utah, just under two hours from Park City. To support our continued growth, we offer a select number of our in-house loans to investors like you.

Meet Chalea, your dedicated point of contact. She’s been helping investors succeed with trust deed notes for over 13 years and brings unmatched knowledge and care to every conversation. Born and raised right where we sell land, Chalea is also the granddaughter of our founder, continuing a proud family legacy of honesty, service, and long-term success.

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Investor Testimonials

Featured Land Notes For Sale

Why Buy Land Notes Through Mountains West Ranches?

  • All of our notes are backed by land purchases. No houses, no commercial buildings, just raw or recreational land.

  • Every note includes a clear loan history, payment status, and copies of the original documents.

  • With over three decades of experience, we’ve built a reputation for reliability and transparency in land financing. Our team understands the unique nature of land note investing and brings a long history of successful outcomes for investors.

  • Our in-house servicing team handles all borrower communication, payment processing, and reporting. You don’t have to worry about chasing payments or managing paperwork. We take care of it all.

  • Note investing offers strong passive income potential with little day-to-day involvement. Once you purchase a note, our team manages the rest, giving you more time and less hassle.

Land Notes are High Return Investment Opportunities

Land notes offer a powerful way to generate steady, passive income. Often with returns that outperform traditional investments. When you invest in a land note, you step into the role of the lender, earning fixed monthly payments secured by real property.

Unlike rental properties or the stock market, land notes require no tenant management, no upkeep, and minimal involvement. Each note is backed by a parcel of land and serviced by our in-house team, so you receive reliable ACH payments, without chasing borrowers or handling paperwork.

With clear terms, fixed interest rates, and the potential for double-digit annual returns, land notes are a simple, stable path to long-term income.

Recap of Our Process

  • 1. Choose The Perfect Land Note for You

  • 2. Submit Forms to Investor Liaison

  • 3. Close Through a Title Company

  • 4. View Your Notes and Receive Monthly Payments

View All Land Notes For Sale

Land Notes FAQ’s

  • Our recourse agreement guarantees that we will replace the note if it defaults with one alike. The closing process is the same as when you purchase a note.  

  • As soon as the funds have cleared our escrow account they are forwarded directly to your bank account via ACH, or a check by mail if you choose.  

  • $15 per note per month 

    Services include: 

    • Retention of all documents and records 

    • Collection of payments 

    • Assuring payments are made on time and getting them caught up if late. 

    • Access of records through online system, MyNote 

    • Transmission of payments via ACH or check by mail 

    • Tracking reports that are sent out with each ACH 

    • Year End tax reporting

  • We offer a range of performing land notes with clearly defined terms. Each note includes a fixed interest rate, monthly payment schedule, and is serviced by a dedicated loan team. Properties vary in size and location, but all are secured with a first lien position and clear documentation.

  • Land notes are a good fit for passive investors looking for steady cash flow, including individuals using self-directed IRAs or those seeking lower-risk real estate options. Whether you're experienced or new to note investing, our team helps you find a note that aligns with your income goals.

  • All of our properties are located in Duchesne County, Utah and we operate out of two physical locations under Mountains West Ranches located in Heber and Fruitland.

Join Hundreds of Investors Earning Monthly Income Backed by Real Property

Disclaimer:

Securities Disclaimer: The information on this site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer may be made only to verified accredited investors and only by Mountains West Ranches, LLC (“MWR”) pursuant to the Private Placement Memorandum, Subscription Agreement, and related documents (collectively, the “Offering Documents”). Securities offered under Regulation D, Rule 506(c) are not registered with the SEC or any state securities regulator and are offered in reliance on exemptions from registration. No governmental agency has passed upon the merits of any offering or the adequacy of the Offering Documents. Investing involves substantial risks, including loss of principal, illiquidity, limited transferability, prepayment/default risk, subordination (if applicable), and potential conflicts of interest. Past performance is not indicative of future results. Any projections or forward-looking statements are inherently uncertain and actual results may differ materially. MWR is not a bank, investment adviser, or tax adviser. Investors should consult their own financial, legal, and tax advisers. Offers may be limited by state Blue Sky laws. Access to offering materials requires accredited-investor verification.